This policy can be availed by any educational institute in order to provide coverage to students. The institute will have to pay premiums, and the cover is paid to the guardian or the parent in case something happens to the student.

Student Safety Insurance policies are offered to students and can be availed by educational institutions such as schools, colleges, etc. for the benefit of their students. This policy is issued under the name of the educational institution and the claim is paid out to the guardian or parent of an affected student. Once the institution purchases a Student Safety Insurance, all the students in the institution will be covered. In order to cover additional students, the institution will have to pay additional premium.

Features of Student Safety Insurance Policy

  • Cover: Under this policy, the students will be covered against loss of one or both limbs, one or both eyes, one limb and one eye, partial disablement, permanent disablement and also in the event of death.
  • Policy Period: the Student Safety Insurance policy covers a period of 12 months.
  • Policy Amount: This insurance policy is offered at a policy amount of Rs. 25,000, Rs. 50,000 or Rs. 1, 00,000.
  • Renewal: In order to renew the policy you can approach your insurance provider before the date of expiry of the same.
  • Claim intimation: Generally, the insurance provider has to be informed of the accident, death or injury to the insured within seven days of its occurrence.

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